Neighbor’s Financial Corporation® (NFC) is a Community Mortgage Lender headquartered in the capital of California. Since 1989 NFC has been Sacramento’s most recommended mortgage lender with branch locations throughout California, Oregon, Texas, & Washington.
NFC has over 25 years experience in real estate lending. Our emphasis is on customer service, a high degree of integrity, and a competitive product that fits the individual needs of each client.
We are licensed by the Department of Real Estate, Department of Business Oversight, and also licensed with the Federal Housing Administration. We at Neighbor’s Financial adhere to a strict code of ethics and integrity. Neighbor’s Financial Corporation is affiliated with many trade organizations such as the Mortgage Banker Association (MBA), California Association of Mortgage Brokers (CAMB), and the National Association of Mortgage Brokers (NAMB). We strive to obtain the latest information of any changes within the mortgage lending industry on a daily basis that may affect your real estate market.
Service begins with a no-cost personal consultation by our licensed trained loan consultant. The client will be given a detailed outline of the different loan programs now available. The client may at this time be pre-approved for a specific loan amount that he/she may pass along to their chosen realtor, enabling both to save time and money. We also offer to our clients referrals to realtors in the area of their choice.
Neighbor’s Financial Corporation firmly believes that communication between client and loan consultant is a top priority. That’s why we at Neighbor’s Financial offer a toll free number so you may call us at any time. And each of our loan consultants carries a cell phone so they can return calls as soon as they are available. The client will be updated and informed throughout the loan process.
Neighbor’s Financial Corporation depends on service and communication for a continued client relationship and referral business. We strive to help families find and attain reasonable financing for a new home or assist with a refinance of a current home. We at Neighbor’s Financial Corporation are a full service lender whether it is for a new purchase, a refinance, a home improvement loan; or whether you are a first time home buyer or a seasoned purchaser. We are here to serve your particular needs both now and in the future
What Separates Us From Everyone Else?
We are family owned and operated, we have a friendly and knowledgeable staff, and we have all of our services in house. We have our own underwriters, processors, loan officers, funders, and document drawers all under one roof. This shortens our turnaround time, since we do not need to send our files out for underwriting approval, processing or anything else it cuts down on the time it takes to get your loan closed and move you into your house.
We carry a large number of products so our clients have several options to meet their home buying needs. We do FHA / VA loans and specialize in a large number of first time home buyer products. We constantly are looking for newer and better loan products to help our clients achieve their goal of home ownership.
Please contact us or drop by anytime; we look forward to speaking with you.