• 5 star ratingWe are both self employed and were first-time home buyers looking for a multi-family house where we could live and rent in the midtown area to be purchased with an FHA. We met with several lenders seeking a professional who was a creative thinker and knowledgable in all aspects of our situation. Most lenders we met with could only see a short distance with our lending situation as they weren't knowledgable enough about the ins and outs of owner occupied multi-family homes vs FHAs. NFC, in contrast, was experienced, skilled and determined. She knew how to make it work and after leaving our initial meeting with her we were finally excited and optimistic that we... read more

    Christa L. Avatar

    Christa L.

  • 5 star ratingEric,@ Neighbor's Financial Corporation (NFC) Fresno, California Helped my wife and i get a loan that seemed almost impossible, After talking with Eric and putting our trust in what he does, we were able to get a interest rate, and term that fit our budget. I have to say that He did go above and beyond his duties as a Loan Officer returning calls promptly and has a vast knowledge of loan programs available and it has been almost two years since and we are very happy with our purchase. I would highly recommend Neighbor's Financial ask for Eric, Thanks, NFC

    Carlos B. Avatar

    Carlos B.

  • 5 star ratingMy Husband and I worked with Shelly Haines in purchasing our first home. We are now home owners Thank you Shelly!!! She was very informational and kept us update with everything during the process. She answered any and all of our questions. She made it happen for us with her knowledge, we are very thankful to have that opportunity. I will definitely refer her to anyone who is looking to purchasing a property. If I need services again, I am coming back for Shelly and not only it was Shelly with Great Services, every time I went in that office everyone was super friendly and always saying Hi. Love the customer service they have. Made... read more

    Joce B. Avatar

    Joce B.

  • 5 star ratingWe just finished the process and are officially in our new home thanks much to Shelly Haines..The  communication was awesome, at anytime we would have questions she would respond within the hour. Shelly made for a stress free home buying experience.. recommend to everyone for sure. Thanks Neighbors Financial Corporation and Shelly Haines ...

    Johnny R. Avatar

    Johnny R.

  • 5 star ratingWe worked with Melissa Hillis at NFC, and she was the most patient, informed, helpful, responsible, and kind person we dealt with in our nearly two-year-long (!) house hunt.  Here are some things that impressed me:
    -- Clear communication, expert service!
    When we applied for approval, Melissa met me in person and explained -- in very clear terms -- the house-buying process.  After our meeting, I had zero questions about mortgages or what was expected of us to qualify for a loan.
    -- Endurance and spirit!
    She wrote us so many pre-approval letters!  (Our offers kept getting passed over for all-cash offers).  I'm not sure how many she wrote, but she was always chipper and encouraging whenever we requested...
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    Teresa G. Avatar

    Teresa G.

  • 5 star ratingNeighbor's Financial. I just bought my first home while in a very remote part of Utah during the entire process (to include close of escrow!!) NFC was always reliablely there for me and really helped to make everything as cookie cutter as it could be for me. When you consider that I left Sacramento with no intention of even intending to buy a house and three months later, I'm driving back into town, to my new home.... pretty heavy lifting and she made it so easy for me. I'll be back for her specifically when I buy my next house, thats a promise! Honestly I'll probably buy again A LOT sooner just because of my... read more

    Ted H. Avatar

    Ted H.

  • 5 star ratingShelly and the team and neighbors were so helpful and awesome to work with.  The loan process has changed a lot since I last applied for a loan in 2002 and Shelly kept me informed and detailed everything for me.  It was so easy and we closed on time.  She even came to our signing!  A+

    Julie S. Avatar

    Julie S.

  • 5 star ratingI just bought my first home using Neighbors Financial as my lender. These people are truly the best in the business. It was one of the most pleasurable experiences working with Shelly Haines. She was available for me anytime I needed her - day, night, weekends, you name it. She continually strategized throughout the whole process in order to get me the best loan products that she could, even if it meant taking different routes and doing a lot of extra work on her part. She also got my loan closed in less than 30 days. I had heard many horror stories about lenders, but none of them rang true with Neighbors. Instead, Neighbors is... read more

    A D. Avatar

    A D.

  • 5 star ratingI have now used Melissa Hillis @ neighbors financial to buy my first home and also refinance it. I love working with Melissa and neighbors financial. They got me into a special program to buy the house when I had a lower credit score then needed. The owner is awesome and Melissa makes the process easy and painless. She answered any questions anytime of the day that I had. If ever needed again they will be my #1 choice!! A+

    David A. Avatar

    David A.

  • 5 star ratingShelly was just a delight to work with! I can not say enough about Shelly and her dedication to helping us find the perfect mortgage in a competitive market AND then help us navigate all the pitfalls and ups/downs of getting it done. She was extremely knowledgable, personable, patient with a bubbly personality! Documents were handled by her team efficiently and promptly so the process was stream lined. She patiently answered all our questions- even if we asked them more than once. Also, she was very honest when that was needed too! There were no games and we really appreciated the level of professionalism we got from the first phone call. I highly recommend Shelly... read more

    Marie K. Avatar

    Marie K.

  • 5 star ratingI highly recommend Neighbor's Financial. They were very prompt in all requests, responsive, and helpful. Ken Clark Jr. did a great job of explaining things and even re-explaining. I had an FHA loan and they went the above and beyond to get my in the programs for which I was qualified. If you're looking for a lender I suggest checking them out!

    Emily P. Avatar

    Emily P.

  • 5 star ratingLet me tell you about my recent experience with a couple of "Wonder Women" from Neighbor's  Financial.
    Yes I said "Wonder Women"-I was in need of a refinance and these two were just amazing and awesome . They make you feel so comfortable and treat you just as if you were their family while being professional to get your requests taken care of. They are fast and diligent with doing their best and looking out for your needs. They took such good care of me from start to finish, making it a quick and easy process.  Yes they are wonderful.
    Who are these  "Wonder Women" of Neighbor's Financial?
    Shelly Haines my Loan Officer & Tammy Milat-Underwriter.
    I can't praise...
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    Rhonda P. Avatar

    Rhonda P.

  • 5 star ratingThis is a late review, however Tammy and Shelly was a God sent for me in the last hour. I had been recently turned down from two lenders for whatever reasons. My realtor who was also amazing referred me to these awesome ladies at the last minute. Shelly and Tammy moved swiftly with my loan and I was approved within a week!!! They were easy to work with and kept me in the flow of the things every minute, nothing was hidden in terms of cost and they even found me homeowners insurance that was less than I had been paying previously. I am forever grateful to them. They are compassionate, knowledgeable and down to... read more

    Yolanda M. Avatar

    Yolanda M.

  • 5 star ratingWe had an outstanding experience with Neighbor's Financial Corp. in buying our first home! We cannot thank Shelly Haines enough for the exemplorary cutomer service she gave us! From day one, we were treated as if we were her most important clients. She explained everything to us before we signed and responded to all of our (many) questions so quickly. I KNOW we wouldn't have gotten that kind of service from a big bank mortgage company. Shelly is an expert at what she does and researches to find the best option for you as the client. Because of her, our homeowning dreams came true!
    Whether youre a first time or tenth time home buyer, we wholeheartedly...
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    Malia W. Avatar

    Malia W.

  • 5 star ratingCan we talk about dreams coming true? Well Neighbor's Financial helped make dreams come true for my little family. I never thought in a million years that I was going to be able to be a home-owner.  Shelly Haines and Tammy Milat were able to guide me through the generally stressful process of buying my first home and always had time to answer my often silly questions. They were incredibly helpful in finding the best funding solutions for my personal situation. Neighbor's Financial kept me continually informed every step of the way, never leaving me to guesswork or stressful awkward waiting games. The whole process was relatively painless and every encounter was truly enjoyable. My... read more

    Jodie P. Avatar

    Jodie P.

  • 5 star ratingIf you are buying a home in the current financial climate, finding a talented and efficient lender is more important than ever. If you are a first time homebuyer, finding one who can quickly navigate the bureaucratic maze that the process is, research all your options, and buffer you from the often vicious wounded animals that the financial and real estate institutions currently are, is invaluable. Impossible you say? Brad with Neighbor's Financial Corp is one of these lenders! Right now there are very few lenders recommended directly by HUD for FHA loans, but Brad's company Neighbors Financial Corp. is one of them. They are listed directly on HUD's website of approved FHA Lenders. This... read more

    Glenn M. Avatar

    Glenn M.

  • 5 star ratingMindy Minnis came highly recommended to us from a friend. I am so glad I can now sing her praises too. I knew what kind of a loan we wanted and Mindy went to work getting us the best deal out there.  She was awesome and made the whole loan process easy. She was always available. And when I say available, I mean available. She would answer emails any time of the week and during a counter offer negotiation at 7 pm Halloween night, Mindy took time to draw up new numbers for us right away to have in front of us to make a final decision.She was always happy to answer any question I... read more

    Apryl H. Avatar

    Apryl H.

  • 5 star ratingWe were referred to Neighbors Financial Corporation by our real estate Agent Jill Faccinto (who is also amazing!). We worked with Ken Clark Jr both to buy our home 4 years ago and then to refinance our home 1 month ago. I can HIGHLY  recommend Neighbors Financial. Probably the three main reasons I recommend NFC are:
    1. Ken Clark Jr. knows a lot about local home buyer programs, especially for the first time home buyer. This is in addition to all of his knowledge about home loans and refinancing in general.
    2. Ken always respected the fact that we wanted a home loan that we could comfortably affordable. He never pushed us to go for as much...
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    L T. Avatar

    L T.

  • 5 star ratingMy wife and I worked with Neighbor's Financial, at the recommendation of our real estate agent. NFC started by running some numbers and giving us a ballpark estimate of what to expect as closing costs and monthly payments based on our desired price range. They were happy to answer any questions I had throughout the process. NFC would answer my calls at nearly any time of day! They would request that I send her copies of documents and she took care of the rest. I would definitely call Neighbors Financial Corporation in the future.

    Sergio S. Avatar

    Sergio S.

  • 5 star ratingI had the opportunity to work with Shelly Hains from Neighbors Financial. She was always available and eager to help answer any questions I had about the loan process.
    She made it fast and simple. I got my loan without any difficulties.
    I would use them again and I would highly recommend them to anyone who is in need of a loan.

    Dylan Y. Avatar

    Dylan Y.

  • 5 star ratingThese five stars are for Jennifer Martell (jmartell@nfcsac.com).  She was our loan consultant at Neighbors Financial, and she is outstanding.  
    Not only were we first time home buyers, but we were out of state and had a laundry list of programs we wanted to take advantage of.  Jennifer had thorough knowledge of every program we were interested in; she made good recommendations when we didn't know what to do; and she demonstrated endless patience and grace in helping us from start to finish.
    We interviewed several loan consultants at other companies prior to connecting with Jennifer Martell, and after talking with her we knew she could help us get into the home we wanted.  She was...
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    Wade I. Avatar

    Wade I.

  • 5 star ratingMy husband and I worked with Shelly Haines in our recent home purchase. We were very happy with her service and how quick her responses were to our many questions we had for her. She was so on top things that we were able to close earlier than expected!! She made things run quick and smoothly and we Definitely recommend her!

    Leti E. Avatar

    Leti E.

  • 5 star ratingShelly and Tammy were absolutely AMAZING! As a first time homebuyer, I had no idea what I was doing and what the process was. They walked me through it and made it so easy! They were on top of everything and moved the process along quickly. It was so easy to get in contact with them, I never waited long for a response. Most people I talked to about the process were amazing at how fast they moved everything along for me. For an inexperienced homebuyer like me, they were absolutely perfect. Knowledgeable, easily accessible, and beyond helpful. I would 100% recommend them to anyone and everyone!!

    Katrina N. Avatar

    Katrina N.

  • 5 star ratingMindy has closed two loans for us and for three of our friends. I would recommend her to anyone who wants a great rate and her professional guidance.

    Kate K. Avatar

    Kate K.

  • 5 star ratingMy wife and I found NFC online and sent an email to inquire about their mortgage products. Within 15 minutes of send the email Lyle responded offering to meet with us.  In our first meeting he asked us why were interested in a home, what monthly payment we were comfortable with and where we wanted to buy.  He didn't want us to get caught up in the price that we could get approved at, he wanted us to be comfortable with what we would actually be paying on a monthly basis. Lyle described all of the loan options that NFC offered.  He worked great with our realtor through out the process.  Lyle responded to any... read more

    Jason R. Avatar

    Jason R.

  • 5 star ratingMy review is way over due Mindy Minnis is the best me and my boyfriend purchased a home through them August of last year. We didn't know a lot about purchasing a home were in our early 20s and she was so helpful.  It was a long journey getting us to close on the house because my credit score wasn't the best. It was hard to finally get the over writers to approve the loan. But she helped us every step of the way & made it happen. I would definitely recommend her she was really easy to get a hold of either through phone or email I never felt like I was bugging her.... read more

    Ana A. Avatar

    Ana A.

  • 5 star ratingMy wife and I just bought our first house together and did our financing with Mindy at Neighbors.  When we decided to buy a house, we met with several different mortgage companies and immediately felt that working with Mindy would be a great experience.  Throughout the process, she consistently proved that we had made the right choice.  I always felt that Mindy had our best interests at heart and never felt that she was getting frustrated with me, even though I was needy, had a lot of anxiety about the whole process, and would text and call her at all hours of the day and night.  Mindy explained every detail in the process, patiently answered... read more

    Abby M. Avatar

    Abby M.

  • 5 star ratingThis was our second time having the pleasure of working with Mindy Minnis. My wife and I kept saying "there has to be something missing, it was too easy!" But there wasnt anything missing, it was just the fantastic service of Mindy that kept the refinance moving right along, without a snag or hiccup. She consistently over delivers, and keeps in constant communication. I can't say enough good things about working with Mindy, so I will just say Thank you so much!

    Kevin M. Avatar

    Kevin M.

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